<span id="docs-internal-guid-0157a205-4975-1576-aa2d-c8a7f146c68f"> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">¿Qué buscamos?</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">· Analizar las expectativas generadas por el cambio regulatorio de la información crediticia en el Ecuador</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">· Visualizar el sector crediticio ecuatoriano como el conjunto de instituciones y empresas bajo el control de las Superintendencia de Bancos, Superintendencia de Compañías y Seguros, y Superintendencia de Economía Popular y Solidaria</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">· Crear un entorno colaborativo, que permita encontrar oportunidades y mejoras dentro del nuevo marco legal sobre la información crediticia</span></p><br /> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">¿Por qué asistir?</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">· Análisis y conocimiento de los nuevos cambios en la normativa de Información Crediticia</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">· Impacto, riesgos, y oportunidades dentro del proceso crediticio de las organizaciones debido a los cambios normativos, en comparación al proceso actual</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">· Mejores prácticas internacionales dentro del marco de gestión de información</span></p><br /> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">¿A quién está dirigido?</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">· Gerentes generales, directores, responsables de las áreas de: riesgos, crédito y cobranza, tecnología, inteligencia de negocios y otros relacionados con la industria crediticia ecuatoriana</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">· A profesionales de Analytics, que utilizan información crediticia para sus diferentes procesos y desarrollos</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">· Profesionales de empresas e instituciones financieras bajo control de las tres Superintendencias: Superintendencia de Bancos, Superintendencia de Economía Popular y Solidaria, y Superintendencia de Compañías y Seguros</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> </span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Algunos de nuestros Temas y Expositores:</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> </span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Tema: </span><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">ESCENARIOS ECONÓMICOS PARA EL 2018 Y LAS PERSPECTIVAS AL 2021</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Expositor: Econ. Mauricio Pozo Crespo, Presidente Ejecutivo, Multienlace </span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> </span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Tema: </span><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">LA INFORMACIÓN CREDITICIA Y LA LEGISLACIÓN VIGENTE. ¿EN REALIDAD HEMOS AVANZADO ALGO?</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Expositor: Marco Rodríguez, director legal de la Asociación de Bancos Privados del Ecuador </span></p> <div dir="ltr" style="margin-left:0pt;"> <table style="border-width: initial; border-style: none; border-color: initial; border-collapse: collapse;"><colgroup><col width="602" /></colgroup> <tbody> <tr style="height:23.75pt"> <td style="vertical-align:bottom;padding:1pt 1pt 5pt 1pt;"> <p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Tema: </span><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">LA INFORMACIÓN: BASE DE TODO EL CICLO DE CRÉDITO</span></p></td></tr></tbody></table></div> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Expositores: Javier Vaca</span><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">,</span><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> Consultor Experto</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> </span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Tema: </span><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">EXPECTATIVAS DE LAS SOLUCIONES ANALÍTICAS EN EL CICLO DEL CRÉDITO</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Expositores:</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Patricio Vivero, Gerente Riesgos, Diners Club</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Diego Vargas, Consultor Experto</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Carlos Bambino, Gerente Riesgos, Banco Solidario</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> </span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Tema: </span><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">TENDENCIAS Y MEJORES PRÁCTICAS EN LA GESTIÓN DE DATOS Y DE LA ANALÍTICA: DESAFÍOS DEL MERCADO CREDITICIO ECUATORIANO.</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Expositora: Michiko I. Wolcott, Consultora Principal y socia, Msight Analytics</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> </span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Horario:</span><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> 24 de abril del 2018 de 09H00 a 18H00.</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Lugar</span><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">: Hotel Hilton Colón Quito</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Inversión:</span><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> 285+iva</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">5% de descuento por la compra de 2 o más pases</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">10% de descuento por la compra de 5 o más pases</span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"> </span></p> <p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;"><span style="color: #000000; background-color: transparent; font-weight: bold; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">Conoce más información en: </span><span style="color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"><a href="https://congreso.aval.ec/" target="_blank">https://congreso.aval.ec/</a></span></p> <div><span style="font-size: 12pt; font-family: helvetica neue; color: #000000; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;"><br /> </span></div></span>